Capital market – Marketing Tanacsadas http://marketingtanacsadas.net/ Tue, 27 Sep 2022 17:18:10 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://marketingtanacsadas.net/wp-content/uploads/2021/06/icon-91.png Capital market – Marketing Tanacsadas http://marketingtanacsadas.net/ 32 32 Mission Lane Visa Credit Card Review 2022 – Forbes Advisor https://marketingtanacsadas.net/mission-lane-visa-credit-card-review-2022-forbes-advisor/ Tue, 27 Sep 2022 13:00:16 +0000 https://marketingtanacsadas.net/mission-lane-visa-credit-card-review-2022-forbes-advisor/ Mission Lane Visa® credit card* vs Petal® 2 “Cash Back, No Fee” Visa® Credit Card A Forbes Advisor’s Pick for one of the best first credit cards, the Visa® Petal® 2 “Cash Back, No Fees” credit card charges no fees, requires no deposits and offers rewards. Cardholders initially earn 1% cash back on qualifying purchases […]]]>

Mission Lane Visa® credit card* vs Petal® 2 “Cash Back, No Fee” Visa® Credit Card

A Forbes Advisor’s Pick for one of the best first credit cards, the Visa® Petal® 2 “Cash Back, No Fees” credit card charges no fees, requires no deposits and offers rewards. Cardholders initially earn 1% cash back on qualifying purchases immediately and up to 1.5% cash back on qualifying purchases after making 12 monthly payments on time. Plus, earn 2% to 10% cash back at select merchants.

Like the Mission Lane Visa, the Petal® 2 “Cash Back, No Fees” Visa® credit card offers a pre-qualification tool, but also offers a much lower standard APR range of 15.24% to 29, 24% variable APR.
If you have a choice, the Petal 2 Visa is a more attractive flower.

Mission Lane Visa® credit card* compared to the Discover it® secure credit card

The Discover it® Secured Credit Card requires a deposit to secure a line of credit, but cardholders may have their account upgraded to an unsecured account after at least seven months of responsible use. Secured cards with rewards are becoming more common, but this one still tops our list for its structured rewards: cardholders can earn 2% cash back at gas stations and restaurants on up to to $1,000 in combined purchases each quarter. Plus, get unlimited 1% cash back on all other purchases.

A secured card with rewards or an unsecured card without rewards? For those with cash for the deposit, the Discover it® Secured Credit Card is a much better option. Like the Mission Lane Visa, Discover also offers a prequalification tool on its website.

Mission Lane Visa® credit card* vs. Bank of America® Custom Cash Rewards Credit Card for Students*

For students trying to build credit, we recommend checking out our list of the best credit cards for students, which includes the Bank of America® Customized Cash Rewards Credit Card for Students.* ranks high among cashback card options. The card earns 3% cash back in the choice category and 2% automatically at grocery stores and wholesale clubs. Cash back is limited to $2,500 in the 3% and 2% categories combined each quarter. Earn unlimited 1% on all other purchases. The card even offers a $200 cash welcome bonus after making at least $1,000 in purchases within the first 90 days of account opening. Plus, the personalized Bank of America® Cash Rewards credit card for students* also comes with an introductory APR of 0% for 18 billing cycles on purchases and balance transfers, after which a variable APR of 16.24% – 26.24% applies. Balance transfer must be completed within 60 days of account opening. A balance transfer fee of $10 or 3% of each transaction amount, whichever is greater, applies.

Students, although they often have limited credit histories, have many more options when it comes to which cards to use to build credit. The personalized Bank of America® Cash Rewards credit card for students* is a great example of one of them, but there are also other more rewarding options than the Mission Lane Visa® credit card.*.

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13 funniest tweets of the week https://marketingtanacsadas.net/13-funniest-tweets-of-the-week/ Sat, 24 Sep 2022 09:00:31 +0000 https://marketingtanacsadas.net/13-funniest-tweets-of-the-week/ Autumn is here, and you know what that means… Time to get outside and enjoy the splendor of changing leaves? Absolutely not. Go to an apple orchard? Yeah, no. Put on a cozy sweater and light a candle? Be real. Fall is here, and it’s time to sit inside, scroll through your phone, and read […]]]>

Autumn is here, and you know what that means… Time to get outside and enjoy the splendor of changing leaves? Absolutely not. Go to an apple orchard? Yeah, no. Put on a cozy sweater and light a candle? Be real.

Fall is here, and it’s time to sit inside, scroll through your phone, and read some really great tweets. Life is short, read all the tweets you can.

Lucky for you, we’ve done the hard work to collect this week’s funniest tweets. So here they are, the 13 best tweets of the last seven days.

1. What’s special about a Big Steve’s Special is that if you see it on a menu, you definitely have to order it.

2. Each ad is for an app that needs all your credentials. But you’ll get 0.03% cash back at participating Walgreens stores.

3. Oh, so everyone loves me? Incredible, I’ll take it.

4. Some tweets are just perfect. It’s perfect.

5. Whoa, whoa, whoa. I didn’t think you were going to take her there, your honor.

6. Just a certain type of person who posts too much online.

7. I like it here.

8. Please understand that NyQuil Chicken is a joke and should be treated as such.

9. I think I will use this time to learn how to play guitar.

10. One of the many good so-called Adam Levine DM memes.

11. And another.

12. Tweet dril obligatory for you.

13. And finally, this.

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Crypto App Downloads Drop 55% as Bear Market Vibes Hit the Market https://marketingtanacsadas.net/crypto-app-downloads-drop-55-as-bear-market-vibes-hit-the-market/ Tue, 20 Sep 2022 08:47:14 +0000 https://marketingtanacsadas.net/crypto-app-downloads-drop-55-as-bear-market-vibes-hit-the-market/ Due to the fact that the cryptocurrency market has been in the throes of a prolonged bear market for most of the last year, cryptocurrency apps have also seen a decline in interest, as evidenced by a considerable reduction in the number of application downloads. Although cash advance apps grew 69% year over year (YoY), […]]]>

Due to the fact that the cryptocurrency market has been in the throes of a prolonged bear market for most of the last year, cryptocurrency apps have also seen a decline in interest, as evidenced by a considerable reduction in the number of application downloads.

Although cash advance apps grew 69% year over year (YoY), more than other fintech sectors, the performance of crypto and retail investment apps tended to decline. to lower. Indeed, according to Data of Apptopia published on September 19.

The Crypto app downloads YoY. Source: Apptopia

The report notes that:

“Certain sectors of the fintech industry are being hit harder than others, while some are growing as the opportunity (via inflation) presents itself.”

With limited money for many people and increasing daily costs. It has also been claimed that individuals are using “buy now, pay later” options to shop. The increase in the number of new users, as shown by the above estimates of Apptopia downloads, demonstrates that individuals are looking to purchase products for which they do not already have the cash.

Crypto app downloads down

Notably, a year ago, Finbold reported that crypto apps exceeded 50% of all investment app downloads in the US in the first half of 2021. Cryptocurrency apps dominated the 50% share. leading US asset management apps in the first half of 2021 at 51%, representing 2.6x growth compared to the 2020 figure of 19%.

However, it should be pointed out that the growth of cryptocurrency trading app downloads correlates with a growing market for digital currencies. Growing adoption and investment in cryptocurrency has driven growth.

Since then, the market has taken another direction. With scams still around with the FBI warning fake crypto apps cost investors up to $43 million, investors and traders aren’t downloading like they once were in the toughest financial times.

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Beware of ATMs and currency exchange services on cruise ships (insane fees)! – Loyalty Lobby https://marketingtanacsadas.net/beware-of-atms-and-currency-exchange-services-on-cruise-ships-insane-fees-loyalty-lobby/ Sun, 18 Sep 2022 18:45:10 +0000 https://marketingtanacsadas.net/beware-of-atms-and-currency-exchange-services-on-cruise-ships-insane-fees-loyalty-lobby/ I’m always surprised when people use the ATM on cruise shipsespecially for small amounts, or use the customer support desk as the fee structure for either service is a complete rip off. The general rule of travel is to only use ATMs of real mainstream banks and never apply the Dynamic Currency Conversion (DCC) option […]]]>

I’m always surprised when people use the ATM on cruise shipsespecially for small amounts, or use the customer support desk as the fee structure for either service is a complete rip off.

The general rule of travel is to only use ATMs of real mainstream banks and never apply the Dynamic Currency Conversion (DCC) option when withdrawing cash.

We’ve covered “scam machines” and their high surcharges, and the ways they attempt to trick users into choosing the expensive convenience conversion to their home currency (DCC) repeatedly.

I just finished a two week cruise with Celebrity Cruises in the Mediterranean and I couldn’t believe how often I saw people using the ATM on board the ship (EDGE) and there were even receipts lying around, showing small amounts of withdrawals.

Keep in mind that each time you withdraw from an ATM onboard Celebrity cruises, you incur a $6.50 fee plus any fees charged by your bank for using an ATM outside of their system. These charges can add up quickly and keep in mind that the onboard currency

The same goes for exchanging cash at the customer support desk. I overheard a conversation where a gentleman tried to exchange 50 euros to US dollars and was even offered $40. Never mind that it’s usually nearly impossible to get an equal trade amount, this was one day when XE showed me roughly parity (US$50 = EUR50.02). Why on earth would Celebrity take a $10 fee on such a small transaction? ? Jesus, it’s 20%!!

I’m sure these fees are also fairly representative for most other cruise lines.

There are better ways to get money on a cruise ship!

One option is the casino, you can still make a room charge, for example for slot credit and the charge will then be applied to your credit account as a cruise line charge through the final folio. You won’t have to pay cash advance fees this way. Depending on your booking type, the cruise line will charge a 5% fee for standard bookings. This transaction fee is waived for Blue Chip Club Onyx levels and above, similar MGM Rewards levels associated with the booking as well as onboard after guests.

If you are one of the people who have a 5% fee waiver, you can also generate a huge amount of credit card points and reach the minimum credit card spend level just by charging a lot of credit slot machine in your room, then cashing it out 1:1. You can withdraw up to $5,000 daily through your Seapass account as long as your bank continues to authorize your credit card. I usually bike ~$20,000 per cruise and later deposit it in the bank after disembarking IF the cruise ends in the US so I can access my bank.

The currency on board Celebrity, as I mentioned, remains the US dollar no matter where the ship is currently sailing. This means that it is very difficult to use it in Europe because you would end up with USD banknotes in your hand and how would you unload them without incurring a loss for exchange fees even at the best bank.

Conclusion

Cruising and access to cash is always an illustrious topic. Some people travel with a cash reserve during the cruise and also tip the crew very generously in addition to the automatic tips that most cruise lines apply. If you need other currencies, it largely depends on the cruise itinerary. In European ports you pretty much need euros, having cash in USD is not useful. For Caribbean and Central America cruises, you can use USD almost anywhere.

If you find yourself in a situation where local cash is needed, try to find a bank in advance that offers free international ATM withdrawals, then use a retail bank in town. Right at the port, you often find “fraudulent ATMs” with very high fees that are not associated with a retail bank. They often look sketchy too, and considering credit card skimming, I feel better using an ATM attached to a known bank.

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Federal Ministry of Water Resources Ignoring Open Procurement Law and Awarding Gift Contract to Eromhonsele Osaze Gabriel https://marketingtanacsadas.net/federal-ministry-of-water-resources-ignoring-open-procurement-law-and-awarding-gift-contract-to-eromhonsele-osaze-gabriel/ Fri, 16 Sep 2022 19:02:23 +0000 https://marketingtanacsadas.net/federal-ministry-of-water-resources-ignoring-open-procurement-law-and-awarding-gift-contract-to-eromhonsele-osaze-gabriel/ Secret journalists In what appears to be a clear and crass display of nepotism and impunity, documents have revealed that the Beninese Owena River Basin Development Authority, a parastatal under the Federal Ministry of Water Resources, awarded a contract to an “individual”, an engineer. Eromhonsele Osaze Gabriel, violating the law on public procurement. According to […]]]>

Secret journalists

In what appears to be a clear and crass display of nepotism and impunity, documents have revealed that the Beninese Owena River Basin Development Authority, a parastatal under the Federal Ministry of Water Resources, awarded a contract to an “individual”, an engineer. Eromhonsele Osaze Gabriel, violating the law on public procurement.

According to data extracted from the government procurement portal, the contract, titled “Construction of Imoafe Street, Afuze, Owan East/West Federal Constituency, Edo State”, was awarded in 2018.

The document revealed that twenty million was originally budgeted for the project, however, the execution engulfed two million twenty thousand naira.

Details of contract awarded

Meanwhile, according to the law on public procurement, individuals are not allowed to obtain contracts. In addition, a company must submit its certificate of incorporation to the CAC in order to qualify for a government contract.

This means that the company must be registered with the CAC. Other requirements include a company tax clearance certificate for the previous three years, proof of current PENCOM pension compliance, proof of current compliance with Industrial Training Fund (ITF) Acct No. 19 of 2011, proof of current registration on the national database of federal authorities. Contractors, consultants and service providers, and an audited company account for the previous three years.

Similarly, Treasury circular No. TRY/A2&B2/2009/OAGF/CAD026/V OF 24 March 2009 stipulates that “all purchases of supplies and services exceeding N200,000.00 must be made solely by the allocation of ‘contract “.

Also, Circular of the Treasury Ref. No. TRY/A2&A3/2013 OAGF/CAD/026/V.1/188 OF 9th April 2013 pointed out that “cash advance exceeding N200,000.00 should not be given to any agent for the purchase of goods and services, but the procurement must be in the form of a contract”.

The above laws show that the Beninese Development Authority’s awarding of the Owena River Basin to Osaze is a flagrant violation of public procurement law.

It is imperative to note that the Owena Benin River Basin Development Authority under the supervision of Engr. Saliu O. Ahmed, who was appointed by President Muhammadu Buhari in January 2017, is one of twelve River Basin Development Authorities established by the Federal Government of Nigeria through a 1986 Act which repealed the River Basin Development Authorities. Basins of 1979. Benin’s Owena River Basin Development Authority covers three states; Edo, Ondo, Ekiti and a senatorial district in Delta State.

The functions of the agency are to undertake the comprehensive development of multi-purpose surface and groundwater resources with particular emphasis on the provision of irrigation infrastructure and flood and erosion control and management of watersheds, the construction, operation and maintenance of dams, dykes, polders, wells, boreholes, irrigation and drainage systems and other works necessary for the performance of the functions of the Authority and hand over to farmers all land to be cultivated within the irrigated perimeter

Others are the supply of water from the Authority’s completed storage systems to all users at a fee to be determined by the Authority concerned, with the approval of the Minister, construction, operation and maintenance infrastructure services such as roads and bridges connecting the project sites: provided such infrastructure services are included and form part of the list of approved projects, develop and maintain a comprehensive master resource plan identifying all water resources needs in the Authority’s area of ​​operation, through adequate collection and collection of water resources, water use, socio-economic and environmental data of the watershed .

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How to find the best credit card for you – Forbes Advisor Australia https://marketingtanacsadas.net/how-to-find-the-best-credit-card-for-you-forbes-advisor-australia/ Thu, 15 Sep 2022 05:13:00 +0000 https://marketingtanacsadas.net/how-to-find-the-best-credit-card-for-you-forbes-advisor-australia/ When used responsibly, credit cards can be a convenient way to purchase big-ticket items and earn rewards, such as business class flights. Some offer free travel insurance. Credit cards can also generate positive credit scores when debt is avoided, which will be helpful when applying for a home loan. While alternative credit models such as […]]]>

When used responsibly, credit cards can be a convenient way to purchase big-ticket items and earn rewards, such as business class flights. Some offer free travel insurance. Credit cards can also generate positive credit scores when debt is avoided, which will be helpful when applying for a home loan.

While alternative credit models such as buy it now and pay later are growing in popularity, there are still 13.16 million credit cards in Australia (which are held by 19.69 million adults).

The most important thing to keep in mind is that a credit card is basically a loan that needs to be paid back on time.

Data from saving.com.au reveals that in July 2022 there were some $17 billion in balances in Australia bearing interest. There was a Increase of $162 million in the amount of accrued interest credit card debt in the last two months of last year, prompting experts to warn that Australians may be turning to bad credit habits from the past, after being relatively cautious during the pandemic. Nevertheless, we are still far from the $27 billion in interest debt at the end of 2019.

Non-payment of the full amount due each month is penalized by interest on the balance. It can be tempting to view a credit card as a more flexible arrangement than it is. A debit card may be a better alternative if paying it off every month isn’t realistic

Debt in the form of interest can spiral out of control too quickly. Credit card interest can seem complicated and the terms and conditions attached to a particular card may not be presented in the most accessible way. However, but once you understand the basics, it’s quite simple.

Different types of credit cards

Credit cards with balance transfer

A credit card balance transfer involves transferring the amount owed on one card to another credit card, usually with a lower interest rate or 0% interest rate for a fixed term. If the debt is repaid within the stipulated time frame (which is usually one or two years), it can save money. However, some cards revert to a much higher interest rate once the interest-free period expires, so in the long run this can be counterproductive and costly.

Loyalty cards and loyalty cards

A frequent flyer credit card can be used to earn points on most everyday purchases, as well as some subscriptions. Each time a purchase is made with the credit card at certain points of sale (participating stores, gas stations and online retailers), points are applied to the person’s account.

These points can be redeemed for retail purchases, flights, flight upgrades and hotel rooms. These cards are linked to airline loyalty programs such as Qantas Frequent Flyer and Virgin’s Velocity Frequent Flyer.

Credit card with no annual fee

Many credit cards offer the first year interest-free, but some have no annual fee entirely. Cards that never charge a fee typically offer fewer extras, such as airport lounge passes and travel credits. If a credit card is only used for emergencies, this may be a good option.

Store cards

A private card is the result of a partnership between a bank and a merchant to offer a line of credit. Some store cards can only be used in-store, while others look like traditional credit cards and can be used anywhere. The store may offer exclusive offers to cardholders. Interest on the card accrues like other types of credit cards, and is likely to be higher.

What are some of the most popular credit cards?

The main Australian banks offer a wide range of credit cards for customers and non-customers: ANZ, Westpac, Commonwealth Bank and NAB.

Qantas and American Express are also popular options, along with Bankwest, Citibank and Kogan.

How does credit card interest work?

There’s no doubt that credit card interest can be expensive. It is estimated that the average credit card balance is $2,887 and the average balance that earns interest is $1,356. As for the estimated interest rate? That’s a mind-blowing 16.88%

Credit card interest is made up of a number of components: the annual percentage rate (APR) which is a term for the stated interest rate and a daily rate: the APR divided by 365 days of the year.

It also consists of the average daily balance, which is the account balance for the month multiplied by the number of days in a given month. Credit card interest is charged if the balance is not paid in full by the due date each month.

Monthly interest payments become due in addition to the outstanding balance, which can accumulate over time if the debt is not repaid promptly. The interest rate applies to each purchase made during the month.

Get Approved: How to Apply for a Credit Card

Online applications for credit cards can take as little as ten minutes and are usually answered immediately. Lenders will refer to a credit score, which is a number between 300 and 850 that represents creditworthiness, i.e. the discipline to repay debts on time. Income and employment status are also taken into account.

Make sure you are sure you can repay the card each month before you consider applying.

How to Compare Credit Cards

There’s a lot to weigh when choosing a credit card. The right choice should reflect individual spending habits. Here is a checklist of factors to consider.

  • A “honeymoon” or introductory interest rate is a low or zero rate for the first year or so after getting the credit card: always be sure to check the rate after it and when It starts.
  • Rewards programs may sound amazing, but they can also incur fees, so it’s only worth it if the perks can be used.
  • Understand the different fees: foreign transaction fees, monthly fees, late payment fees, cash advance fees, and over-the-credit-limit fees, to name a few.
  • The purchase (interest) rate, i.e. the long-term interest rate once the honeymoon period is over.
  • Are there annual fees as well as monthly fees? There can be both.
  • The card may offer free travel insurance. This can be activated when you spend part of your vacation reservation (flights, for example) on the card.
  • Check the length of the interest-free period: how many days after the purchase must pass before interest is charged?
  • The balance transfer rate is always an important consideration and the lower the better.
  • Is it a financial institution with good customer service?

How to manage your credit card debt

There’s no point sticking your head in the sand when it comes to credit card debt and the better prepared you are, the better you’ll manage:

  • Make credit work to your advantage by paying what is owed in full and therefore without having to pay interest.
  • To start, get a card with a low limit to avoid the risk of quickly accumulating large debts. Resist the bank’s offer to increase the credit limit.
  • Switch back to a debit card if reimbursing the amount owed is problematic.
  • Call National Debt Helpline if the situation has gotten out of control: 1800 007 007
  • If the debt is large but manageable over time, ask the bank for a repayment plan.

Do you really need a credit card?

It’s important to ask yourself if you’re disciplined enough to handle a credit card.

Using a credit card as a borrowing tool will inevitably lead to financial hardship which could affect your credit score and cause ongoing hardship. Having multiple cards can make the problem even worse, and banks may refuse to lend you when it comes time to buy a house.

If the card is well managed, it can be useful for pre-booked holidays as it can lead to a discount. Paying for flights with a credit card can be rewarded with upgraded seats, free future travel, or free travel insurance.

Rewards programs, points, discounts and other bonuses: everything is possible if you use a credit card correctly (and not the other way around).

]]> Buying Crypto With Credit Cards – What You Need To Know https://marketingtanacsadas.net/buying-crypto-with-credit-cards-what-you-need-to-know/ Tue, 13 Sep 2022 16:31:14 +0000 https://marketingtanacsadas.net/buying-crypto-with-credit-cards-what-you-need-to-know/ The era of cash payments is over. Nowadays, everyone prefers to make a payment with a plastic card rather than a cash reserve. Additionally, in their quest to work on their credit, people prefer credit cards over debit card purchases. Credit cards are so common that average american counts about 4. With that in mind, […]]]>

The era of cash payments is over. Nowadays, everyone prefers to make a payment with a plastic card rather than a cash reserve. Additionally, in their quest to work on their credit, people prefer credit cards over debit card purchases. Credit cards are so common that average american counts about 4.

With that in mind, can you buy cryptocurrency using a credit card? And if so, what is the process for that? Are there any potential downsides? We will learn more about this in the following paragraphs.

Can you buy crypto with a credit card?

Yes, you can buy crypto using a credit card – but that’s not a general rule. You will only be able to do this if the credit card issuer allows you to buy crypto with it, and if the exchange allows you to buy with a credit card.

For example, while you can buy Tron with map on Guarda, you may not be able to use major banks such as Bank of America for most exchanges. Usually, credit cards can only be used at smaller credit card companies and exchanges.

American Express, for example, is one of the few major banks that allows crypto purchases with their credit cards. Even so, the conditions are strict and cash advance fees can be high.

How to buy crypto with credit cards?

The first thing you need to do is find out whether or not your credit card of choice allows cryptocurrency purchases – if so, see what fees it charges. Are there any repayment advance penalties you should be aware of? If so, it will help you get your finances in order.

Once you’ve found the credit card of your choice, you’ll need to do some research on exchanges. Find out which ones allow you to make a purchase with a credit card. These purchases can be quite tricky, which is why some large exchanges won’t allow you to.

Finish by funding your account with your credit card. The process is similar when you fund a checkout payment with a debit or credit card. All you have to do is enter your credit card information and link it to your account.

Advantages and disadvantages

The main advantage of using credit cards to buy cryptos is that you can make purchases even without cash. You can use the payline, which you can pay back later. Additionally, some credit cards may even result in rewards after purchases.

The downside is that credit cards are cash advances, which means high fees on top of your crypto exchange fees. Moreover, if you don’t pay your debts on time, you not only risk damaging your funds, but also your credit score.

The essential

Buying crypto with a credit card is convenient if you have the funds. You just need to make sure that the process is authorized for the credit card of your choice and that you have the necessary funds to cover the payments.

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Below the Line – The Hindu BusinessLine https://marketingtanacsadas.net/below-the-line-the-hindu-businessline/ Sun, 11 Sep 2022 16:07:30 +0000 https://marketingtanacsadas.net/below-the-line-the-hindu-businessline/ Mistrys in the top 3 Third place in the inaugural ranking of India’s Dollar Billionaires Club, formed by Fortune India-Waterfield Advisors, is occupied by Shapoor and Cyrus, sons of the late Pallonji Mistry. Most of their wealth is their family’s stake in Tata Sons. Now, the Mistrys’ 18.41-cent stake in the unlisted Tata Group holding […]]]>

Mistrys in the top 3

Third place in the inaugural ranking of India’s Dollar Billionaires Club, formed by Fortune India-Waterfield Advisors, is occupied by Shapoor and Cyrus, sons of the late Pallonji Mistry. Most of their wealth is their family’s stake in Tata Sons. Now, the Mistrys’ 18.41-cent stake in the unlisted Tata Group holding company is now worth 2.57 lakh crore ($32.35 billion), according to Fortune India-Waterfield Advisors.

The irony is that the value of Mistrys stake published in the latest rich list is significantly higher than the value sought by Cyrus or the value assigned by the Tatas in 2020. Fortune India-Waterfield valued Tata Sons at 14.04 ₹ lakh crore ($176 billion), based on its working interests in 15 listed group companies (including one non-group company) worth ₹12.42 lakh crore ($156 billion) and 40 subsidiaries unlisted at ₹1.62 lakh crore ($20.36 billion).

Another interesting fact is that the wealth of the coveted dollar billionaire club is equivalent to 26.67% of India’s GDP. There is also the huge concentration of wealth in India Inc – the top 13 names control about 53% (₹35.07 lakh crore / $440 billion) of the combined wealth held by the 142 billionaires, the Rich Ranking showed. Fortune List.

Steel Cartel Probe Expands

The investigative arm of the Competition Commission of India – DG (Investigation) – is currently investigating alleged cartels by no less than nine steel companies, including biggies such as SAIL, Vizag Steel, Tata Steel and JSW Steel. Reason: In July last year, the Madras High Court had ordered the DG (Inquiry) of the ICC to look into cartel charges brought by the Coimbatore Corporation Contractor Welfare Association, which had approached the High Court. The association had asked CBI to investigate the steel industry’s pricing activities. It now appears that the DG (Investigation) has made important inroads into the cartel case and issued notices to the nine companies.

Limitation of rice exports

The Prime Minister’s office was fully involved in the decision to impose restrictions on rice exports, which was announced last week. Interior Minister Amit Shah was also involved in the decision-making. A little bird says top of the government’s agenda was inflation and the need to distribute free food grains to those living below the poverty line under the PMGKAY scheme. This also explains why the interministerial committee was asked to slow down attack (wheat flour), despite the accumulation of applications for export authorizations. And no prizes for guessing why Shah agreed to allow sugar exports beyond the 10 million tonne export cap set until October 30.

Tire Cartel – NCLAT Decision Coming Soon

All eyes are now on the National Company Law Appellate Tribunal (NCLAT), with its decision on the tire cartel case due this month. The NCLAT will resume the final hearing into the nearly decade-old tire cartel case on Monday. After a lengthy legal battle in the Madras High Court and the Supreme Court, the tire cartel issue is now before the NCLAT, which is currently hearing a series of appeals from the five major tire manufacturers – Apollo Tyres, MRF, CEAT, JK Tire and Birla Pneus — and their association, ATMA.

The CCI had imposed a cumulative fine of ₹1,788 crore on these five tire manufacturers and ATMA in February. These companies have now appealed this decision to the NCLAT, and hearings are underway.

Onam explosion, and after

After Onam, what? Kerala is grappling with a familiar crisis that has come to haunt it even before the week-long Onam celebrations have ended. Prior to the festival, the cash-strapped state government had been left to scratch the bottom of the barrel, so to speak. He necessarily had to exploit the debt market and borrow money in addition to a tranche, which was distributed in the form of cash advances and bonuses to government personnel and social benefits to the eligible. The amount at stake is estimated at ₹15,000 crore.

Rumor has it that the government is about to announce massive spending cuts using tough Treasury controls.

Published on

September 11, 2022

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Marker Trax Partners with Digital Wallet Solution Koin to Improve the Digital Payment Experience for Gaming Customers and Operators https://marketingtanacsadas.net/marker-trax-partners-with-digital-wallet-solution-koin-to-improve-the-digital-payment-experience-for-gaming-customers-and-operators/ Sat, 10 Sep 2022 04:01:27 +0000 https://marketingtanacsadas.net/marker-trax-partners-with-digital-wallet-solution-koin-to-improve-the-digital-payment-experience-for-gaming-customers-and-operators/ Contact: Joshua Mattern, B&P 702.816.6943 | jmattern@bpadlv.com LAS VEGAS (September 7, 2022) – Las Vegas-based Marker Trax, LLC and its subsidiary Koin Mobile today announced the launch of Koin, a self-contained gambling financial wallet platform that dramatically improves convenience and reduces costs for gaming customers and operators alike. Koin, partnered with Marker Trax, fulfills their […]]]>

Contact: Joshua Mattern, B&P

702.816.6943 | jmattern@bpadlv.com

LAS VEGAS (September 7, 2022) – Las Vegas-based Marker Trax, LLC and its subsidiary Koin Mobile today announced the launch of Koin, a self-contained gambling financial wallet platform that dramatically improves convenience and reduces costs for gaming customers and operators alike.

Koin, partnered with Marker Trax, fulfills their shared mission of creating a seamless and convenient digital marker experience. The new Koin solutions allow customers to use a single digital wallet for all of their gaming, resort and general retail purchases.

“Guests want the convenience of a single digital payment solution that they can fund any way they want, 24/7, and use it seamlessly throughout their resort experience. while operators love the ability to track spend, optimize brand loyalty, reduce operating costs and drive increased play Marker Trax with Koin addresses all of these goals head-on,” said Charlie Skinner, COO of Marker Trax.

Customers registered with Koin can use a single digital wallet for all their purchases at the resort, including games, food and drink, accommodation and retail. Operators, in turn, will see the benefits of reduced overhead in customer loyalty programs, increased spending and increased play with better systems to track customer behavior across the board. entire resort.

“It’s a mutually beneficial innovation for all parties, and we’re excited to know where it will take the game as the industry continues to embrace broader digital and payment technologies,” said Gary Larkin, Director of Koin’s strategy.

Marker Trax is currently active in commercial and tribal casinos across the United States, including some of the largest resorts in the country. It is a digital alternative to traditional casino markers. This dramatically increases convenience for customers, while making it easier for operators to manage signup and refunds, ensuring money stays in the casino by tracking the marker in a digital account and automatically collecting funds at the end of each game session.

Available with integrated Marker Trax functionality or as a standalone payment solution, Koin integrates with any existing casino technology, without requiring major system upgrades. It allows customers to track, manage and control both gaming and retail spending, and has a digital “wallet” that can be used across an entire resort, including all locations gaming and retail. Customers can also choose to add a debit card to their Koin wallet, offering expanded payment options through millions of retailers.

For customers, this integration improves convenience, eliminating the need to pre-fund an outside betting account or pay costly ATM or cash advance fees. With Koin and Marker Trax, a customer can bet using their own funds or take advantage of Marker Trax’s unique credit solution for games. Through the Koin Wallet, customers can simply play their favorite games, enjoy their favorite restaurants in the resort, pay for their hotel stay, or shop at participating outlets, settling transactions through their digital wallet. Koin.

Operators will also benefit from this new partnership. Cash management has always been a costly hurdle for operators interested in using this emerging technology. The migration to more digital betting significantly reduces operating costs, and Marker Trax with Koin allows operators to track player play and other spending across the resort, increasing play growth while supporting more player-centric loyalty programs and stronger brand-building opportunities, with minimal upfront. spent.

The Marker Trax and Koin integration will debut at October’s Global Gaming Expo (G2E) in Las Vegas, before officially launching to the public later this year, from the Ellis Island Hotel & Casino in Vegas.

“This is a transformative time for our businesses and for the game as a whole, and we are confident that Koin and Marker Trax will play a leading role in this evolution, just as Marker Trax has done so far. “said Gary Ellis, Founder and CEO. of Marker Trax.

The announcement follows the company’s signing of a definitive agreement with Euronet Worldwide, Inc. (NASDAQ: EEFT) in March, significantly increasing the scale of its operations. Kevin Caponecchi, Euronet’s Executive Vice President and CEO for epay, Software and EFT, Asia Pacific Division, explained his company’s involvement saying, “Watching the rapid adoption of the Marker Trax solution has been very exciting. , and we are even more excited to be an invested player in their future success.

About Marker Trax, LLC

Marker Trax is a cashless digital alternative to a casino marker. The product is the first of its kind to offer regulatory-compliant casino marker technology that eliminates the inefficiency of issuing advances and provides casinos with the tools to manage their casino credit underwriting and repayments. Developed and patented by company founder Gary Ellis in 2018, Marker Trax provides a more efficient gaming experience for gamers. The Marker Trax system allows players to be marked and have access to their markers in minutes. Marker Trax integrates with casino operating systems, making it easy to start and track players. More information about Marker Trax can be found on the company’s website at www.markertrax.com.

About Koin Mobile, LLC.

Koin is a full-service financial wallet and integrated payment solution that provides a seamless customer experience from funding to withdrawal, and a complete payment solution that delivers to both resort operators and consumers. Operating as a fully integrated feature of a resort’s existing technology structure, Koin requires no tedious technology upgrades for implementation and is a secure and cost-effective payment process. PCI compliant and FDIC insured, Koin is a complete cashless solution that works for customers the way they want, anywhere and anytime. More information is available on the company’s website at www.koinmobility.com.

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isolved is helping Americans tackle the cost of living crisis with Financial Wellness Suite https://marketingtanacsadas.net/isolved-is-helping-americans-tackle-the-cost-of-living-crisis-with-financial-wellness-suite/ Thu, 08 Sep 2022 14:07:00 +0000 https://marketingtanacsadas.net/isolved-is-helping-americans-tackle-the-cost-of-living-crisis-with-financial-wellness-suite/ Company launches pay-as-you-go offering and increases employee discountsand relief for increased living expenses NASHVILLE, Tenn., September 8, 2022 /PRNewswire/ — More Americans are living paycheck to paycheck, increasing the costs they pay through overdraft fees and cash advances to bridge the gap between paydays and forces them to make impossible decisions about basic needs to […]]]>

Company launches pay-as-you-go offering and increases employee discounts
and relief for increased living expenses

NASHVILLE, Tenn., September 8, 2022 /PRNewswire/ — More Americans are living paycheck to paycheck, increasing the costs they pay through overdraft fees and cash advances to bridge the gap between paydays and forces them to make impossible decisions about basic needs to be met without, such as medicine to keep them healthy or gasoline to keep them working. To help ease the burden of the current cost of living crisis, minimize the debt cycle and improve workforce stability, isolved today announced the People Cloud On-Demand Pay solution. for the 145,000 employers and 5 million employees it serves.

Pay on Demand solved eliminates the need to wait for the traditional payroll cycle, allowing employees to access their payroll when they need it – without business interruption through payment cards and digital wallets. This earned wage access model can not only reduce the amount of debt Americans have and the fees they pay in interest, overdrafts, and payday loans, but also improve recruitment, retention, and business operations.

“Businesses, particularly those in fast food, transportation, healthcare and other frontline operations, have been particularly hard hit by the financial snowball that their employees are enduring – first because of the pandemic, then inflation and now rising interest rates,” said James Norwood, Marketing and Strategy Director at isolved. “isolved People Cloud On-Demand Pay improves employee well-being by helping them take the best financial care of themselves, their families, and ultimately their customers.”

While many employees are already struggling financially, 69% of full-time U.S. employees are also concerned that the economy will impact growth within their company, including advancement and promotions, according to isolved’s latest Voice of the Workforce survey. Of these employees, 59% are concerned about job security and more than a third (35%) have begun to seek new opportunities within an organization they perceive to be more secure.

isolved’s wide range of financial wellness offerings include pay-as-you-go, which does not require employees to have a bank account, additional payroll access options through the Resolved Integration Marketplace and:

  • Self-service discounts: isolved’s Employee Marketplace offers employee discounts on prescription drugs, entertainment, and other day-to-day cost reductions.
  • Help for caregivers: As costs increase, child and elder care rates also increase. Employees are forced to make decisions about going without care or not coming to work. Through Resolved Benefits Servicesemployees can choose to set aside a pre-tax amount to be reimbursed for childcare and elder care expenses, helping them deal with the shortage of caregivers.
  • Assistance to commuters: isolved Benefit Services makes it easy to offer employees a transit plan to help cover travel expenses with pre-tax income.
  • Deductible aid: Employees can lower premium costs on high-deductible plans with an Isolated Benefits Services HRA, as well as make informed health care and cost decisions with an Isolated Benefits Services HSA .
  • Quick refunds: With resolute expense management, employees no longer have to wait for long periods of time to be reimbursed for mileage and other accrued expenses at work, which helps employees get to jobsites on time.

For more information on pay-as-you-go Resolved, visit isolved’s retirement and financial services page. To download, “Voice of Workforce”, click here.

About
I’ve resolved

I’ve resolved is a leader in employee experience, providing intuitive, people-centric HCM technology. Our solutions are delivered directly or through our network of HRO partners to more than five million employees and 145,000 employers in all 50 states, who use them every day to improve performance, increase productivity and accelerate results while reducing risks. Our HCM platform, isolved People Cloud, intelligently connects and manages the employee journey across Talent Acquisition, HR, Payroll & Benefits, Workforce Management, and Talent Management functions. Regardless of industry, we help high-growth organizations employ, empower and empower their workforce by transforming the employee experience for a better today and a better tomorrow.

Media Contact
Amberly DresslerSenior Director of Brand and Content Strategy
[email protected]

RESOLVED

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